Chime
Chime Checking Account
A stripped-back account built around the phone.
By THRYV News Desk · Prices for market US, in the currency of each offer — never converted.
Manufacturer reference: Official Chime Checking Account page ↗
The THRYV verdict
Best for People who want the simplest possible mobile account.. Scores are THRYV's own weighting. How we score.
What we liked
- No monthly fee and no minimum balance
- Fee-free overdraft cover on eligible deposits
- Simple, fast app
What we didn't
- Chime is a fintech, not a bank — deposits are held at partner banks
- Limited joint-account and lending features
| Specification | Value |
|---|---|
| Branches | None |
| Overdraft | Fee-free cover up to a set limit on eligible deposits |
| ATM access | MoneyPass and Visa Plus Alliance |
| Monthly fee | $0 |
| Deposit protection | FDIC insured through partner banks |
Any amount in this specification table is the manufacturer’s published list price at the time of writing, not a checked live offer. Checked offers, if we have any, appear in the price table below.
Prices
No checked offers for this product yet.
No monthly fee
This is the manufacturer list price — no retailer offer has been verified for it. Checked offers show the retailer and the time we last confirmed the price.
Price history
Price history is being recorded daily from now on — the first chart appears in a few days. We show a trend line only once there are at least 7 days of real measurements; nothing here is estimated or back-filled.
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