Ally Bank
Best overallAlly Bank Spending Account
Fee-free everyday banking with a usable app and real support.
By THRYV News Desk · Prices for market US, in the currency of each offer — never converted.
Manufacturer reference: Official Ally Bank Spending Account page ↗
The THRYV verdict
Best for People who bank entirely online and want no monthly fee.. Scores are THRYV's own weighting. How we score.
What we liked
- No monthly maintenance fee and no overdraft fee
- Reimbursed out-of-network ATM fees up to a monthly cap
- Round-the-clock phone support
What we didn't
- No branch network
- Cash deposits require a partner network
| Specification | Value |
|---|---|
| Branches | None — online and phone only |
| Overdraft | No overdraft fee; optional cover from linked savings |
| ATM access | Allpoint network, out-of-network fees reimbursed to a monthly cap |
| Monthly fee | $0 |
| Deposit protection | FDIC insured to $250,000 per depositor |
Any amount in this specification table is the manufacturer’s published list price at the time of writing, not a checked live offer. Checked offers, if we have any, appear in the price table below.
Prices
No checked offers for this product yet.
No monthly fee
This is the manufacturer list price — no retailer offer has been verified for it. Checked offers show the retailer and the time we last confirmed the price.
Price history
Price history is being recorded daily from now on — the first chart appears in a few days. We show a trend line only once there are at least 7 days of real measurements; nothing here is estimated or back-filled.
Featured in these comparisons
- Best online bank accounts— Best overall